Arab Bank Group has reported a net income after tax of $535.3 million for the first half of 2025, marking a 6% increase from the $502.8 million earned during the same period last year. The group also recorded notable growth across key financial indicators, including assets, loans, and customer deposits.
According to the bank’s consolidated results, total assets rose by 9% to reach $75.2 billion, with net loans increasing by 6% to $39.8 billion. Customer deposits also posted a healthy 9% growth, climbing to $55.3 billion. The bank’s total equity stood at $12.5 billion, reinforcing its position as one of the region’s most well-capitalised financial institutions.
Chairman of the Board, Mr. Sabih Masri, said the results were a clear reflection of the Group’s prudent strategy and operational resilience amid persistent regional and global challenges.
“The strong results achieved in the first half of 2025 are a testament to the effectiveness of the bank’s strategy and the resilience of its operating model,” said Mr. Masri. “Despite economic headwinds and regional geopolitical uncertainties, the bank continued to prudently grow its operations and deliver sustainable growth and healthy returns for shareholders.”
He also highlighted the successful merger of Gonet & Cie SA and ONE swiss bank SA by Arab Bank Switzerland. The newly consolidated entity has increased the Group’s assets under management in Switzerland to CHF 18 billion, strengthening its global footprint.
Arab Bank CEO Ms. Randa Sadik also expressed optimism over the Group’s financial health and strategic direction.
“Our first half results recorded a healthy increase of 5% in revenue while maintaining a solid balance sheet growth of 9%,” Ms. Sadik noted. “We remain focused on high liquidity, disciplined risk management, and preserving our strong asset quality.”
The Group reported a loan-to-deposit ratio of 72%, and credit provisions against non-performing loans continued to exceed 100%. Arab Bank maintains a capital adequacy ratio of 17.1%, comprised mainly of common equity.
In recognition of its consistent performance and market leadership, Arab Bank was named the “Best Bank in the Middle East 2025” by Global Finance, a New York-based financial publication.
The recognition reflects the bank’s growing regional influence and continued execution of a long-term corporate strategy focused on delivering value to both clients and shareholders.
Looking ahead, both Mr. Masri and Ms. Sadik affirmed Arab Bank’s commitment to disciplined growth, digital transformation, and strengthening its international presence, especially in European private banking markets through Arab Bank Switzerland.
The results underscore Arab Bank Group’s ability to navigate complex market conditions while delivering reliable financial performance and maintaining stakeholder confidence.
