Abu Dhabi National Insurance Company (ADNIC) has reported strong financial results for the first half of 2025, with profit growth driven by contributions from all core business segments.
The insurer posted a net profit before tax of AED 261.2 million, an increase of 16.5% compared with the same period in 2024. Gross written premiums reached AED 5.54 billion, up 25.7% year-on-year. The company maintained a combined ratio of 92.9%, reflecting strong underwriting discipline and operational efficiency.
Strategic partnerships and innovation
During the period, ADNIC partnered with the Sheikh Zayed Housing Programme to provide specialised life insurance solutions for eligible UAE nationals. The move aligns with national priorities and the company’s commitment to community well-being.
ADNIC also continued to invest in artificial intelligence across its operations, aiming to boost efficiency and enhance customer experience. The insurer said this supports the UAE’s vision for a competitive, innovation-driven economy.
Leadership remarks
Sheikh Mohamed Bin Saif Al-Nahyan, Chairman of ADNIC, said the results demonstrated “the resilience of our business model and the effectiveness of our long-term strategy,” adding that the company’s growth was underpinned by “robust underwriting discipline and prudent investments.”
Chief Executive Officer Charalampos Mylonas said ADNIC’s strong capital position and disciplined cost management were enabling it to adapt to changing market conditions. “We remain committed to creating long-term value for our stakeholders and advancing our role as one of the leading insurance providers in the region,” he added.
The results, the company said, reflect its ability to balance growth with innovation, while maintaining a focus on delivering sustainable value to shareholders.
